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Frequently Asked Questions


Am I eligible?

If you have health insurance, recommended women’s preventive health services should be covered (paid for) at no cost to you. Be sure to check with your health insurance company to confirm what is included in your benefits.

How do I access the services?

Once you have confirmed your coverage and found a provider, the next step to accessing the women’s preventive services is to make an appointment with your health care provider. It is important to schedule your well-woman visit at least once a year. At your appointment, ask your health care provider about these services and which ones are appropriate for you.

How do I know which preventive services I should get?

Most services have a recommended age range or other factors that might make them right for you. You can find details on when to receive each service here. It is important to schedule a well-woman visit for yourself at least once a year. This is the perfect time to talk to your health care provider and make a plan about which of the women’s preventive services are right for you – which ones you need now and which ones you should plan to get in the future.

Why are the women’s preventive services so important?

Preventive care helps us stay healthy and improves our wellbeing. Without access to preventive care, we can experience health-related problems that can negatively impact our lives as well as those of our children and family.

Women also need more preventive care than men, such as reproductive life planning, screenings, immunizations, and other services that contribute to our overall health. The women’s preventive services address these needs and removes the financial barrier for us to get the care we deserve.

If I get billed for a preventive service, what should I do?

If you get a bill for a preventive service, call your insurance company. You may need to send a written appeal to the company that explains why you shouldn’t be charged. The National Women’s Law Center has a toolkit to help you send an appeal including specific tools to help with birth control appeals.

Is birth control still available without out-of-pocket costs?

In 2017, the federal government made a rule that allows most employers and universities to opt out of birth control coverage for moral or religious reasons. If you get insurance from your employer, you most likely won’t have any changes in your birth control coverage. But contact your insurance company to find out.

If you think you may lose your birth control coverage under these rules, contact the National Women’s Law Center’s CoverHer hotline at 1-866-745-5487 or email at CoverHer@nwlc.org for free help on getting no-cost birth control.

I’ve seen different guidelines for mammograms. Which one should I follow?

It is important to talk with your health care provider about your risk for breast cancer and the best screening plan for you. The ACA women’s preventive service recommendation for mammograms is the guideline that insurance companies use to cover the full cost of a mammography screening with no extra costs to you.

Who decided which services are included as women’s preventive services?

A committee of health experts working for the U.S. Health Resources and Services Administration (HRSA) decided the set of services to be included as women’s preventive services. The committee based its decision on a review of health and medical evidence.

Want to Learn More?


Here are other resources where you can learn more about the women’s preventive services:

Women’s preventive services guidelines

Appealing if you get billed